Many plan sponsors have selected so-called "target date" funds as the default investment under the plan sponsor's 401 or other qualified plan.
http://www.jdsupra.com/post/documentViewer.aspx?fid=4024e429-e3e7-45eb-ac7b-9fb58c1bbda7
http://www.jdsupra.com/post/documentViewer.aspx?fid=4024e429-e3e7-45eb-ac7b-9fb58c1bbda7
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