It is alarming how many brokers do not realize that Certificates of Coverage are not SPDs and that most Certificates do not satisfy the requirements of ERISA.
http://www.prweb.com/releases/ERISA-SPD-compliance/health-plan-brokers/prweb10375854.htm
http://www.prweb.com/releases/ERISA-SPD-compliance/health-plan-brokers/prweb10375854.htm
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